Debt consolidation comes in a few shapes and sizes. Banks, debt counsellors and credit providers advertise debt consolidation as a solution to people with too much debt. Consumers that have many loans look to consolidate their debt to make the instalments less and easier to manage. Let’s explore the different types of consolidation products in the South African market.
Are you tired of carrying around a bulky wallet filled with crumpled-up cash and receipts? Do you worry about the security risks of carrying large amounts of money? If so, it might be time to consider leaving cash behind and going digital with your payments. This blog post will explore the benefits of ditching cash in favour of digital payment methods and how to make the transition go smoothly.
To improve your financial well-being in 2023, it’s important to set specific and achievable financial goals. By creating a plan to achieve these goals, you can take control of your financial situation and improve your financial security. Set financial wellness goals for the new year with 5 simple steps.
So, what you’re saying is that you don’t have to spend additional cash just to be able to spend your money? Exactly! Hidden (and not-so-hidden) banking fees play little role in helping you get the most out of your financial situation. Dare we say, they actually keep you from maximising your money.
We get it; sometimes, you need cash, and you need it ASAP. So whether you’re looking for some extra moola in your pocket for an upcoming weekend getaway or if you’d like to splurge during the festive season, here’s what you can sell right now to make extra money and make it fast.
You’re the boss of your money, and the 20/30/50 rule puts your delegation skills to work. The overarching concept of the rule is to divide and conquer and allocate a specific percentage of your income to a particular area in your financial life. In this rule, 50% of your payment goes to necessities, 30% goes to lifestyle and 20% is set aside for long-term savings.
