Instant, free payments so you get your money fast.
Save for shared expenses with free group accounts.
No monthly account or card transaction fees.
Stay connected with Airtime Rewards on every purchase.
With $moneytag, getting paid is as easy as sending a WhatsApp. No more sharing personal or banking details. Just social payments made easy!
Earn up to 10% back in free airtime with every purchase.
Meaning you save on your data costs & have more cash in your pockets!
Bought the group a round? Get paid back. Big life change? Try a Group Account. However you spend — Spot is all you need.
Get your Spot debit card and spend the money in your Spot account anywhere Mastercard is accepted.
Get in touch with a real human directly in the app, WhatsApp or via email.
Spot debit cards are issued under licence from Mastercard.
Banking in partnership with Bidvest Bank Limited, an authorised FSP and credit provider.
"The best money app ever! Spot makes sending money to my friends so easy. Love it!"
"A virtual bank account that is user-friendly and charges zero transaction fees. I'm obssessed!"
"Spot's so different from all other banks, it offers more and benefits me in more ways possible."
"I love Spot so much, the card is so pretty but besides that, the amount of money I save with this app is so cool."
