Banking Needs
A Rebrand.

A modern solution to modern financial problems.
Helping you maximise your money.

Banking For All

Every person, regardless of net worth, should be treated fairly by a bank that wants them to succeed.

We mean every person.

We exist to improve your personal and financial well-being. Making your daily life easier and more rewarding by maximising your money.

We Believe...

It shouldn't cost money to have a bank account.
Banks should be in your corner & help you make better financial decisions.
People are unique and need personalised solutions.
Banks should never make money by taking advantage of you.
Banking should be totally transparent.
Financial inclusivity is paramount to delivering a better economic future for everyone.
In making a difference.

How We Make Money

We don’t charge many fees. So how do we keep the lights on?

Every time you use your Spot Money debit card, the merchant pays us a small percentage of the transaction.

We also make money from our partners when you take advantage of their offers. To get to where we are now, we’ve raised funds from investors who believe in our mission to help everyone improve their financial life.