The
Future of
Money Spending Shopping Saving Rewards Banking

Open an account in 2 minutes without leaving your home.
Save, spend & maximise your money from your pocket.

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As Seen In

Welcome To Your Money HQ

Spot Money is your free account for everyday needs. Open your account in minutes. No paperwork. No queues. No account fees. No hassle.

Safe & Secure

Spot Money accounts are secured at Bidvest Bank under their banking license.

Easy Payments

Pay & get paid instantly for free and make payments anyway you want.

No Monthly Account Fees

It shouldn't cost you to have a bank account. With us, it's free.

Group Accounts

An easier way to save and share expenses with up to 10 family and friends.

All From One App

More than just a bank account - shop anywhere, buy airtime, data & electricity all in the app.

100% Digital

Do everything from your phone. Available 24/7. No queues. No paperwork.

Make sending & receiving money simple and clear

The card that keeps you connected.

We're redefining rewards. Get cashback in the form of airtime when you shop at Takealot, Bolt, Checkers Sixty60, Mr D... the list goes on!

Unlike other cashback apps, there's no voucher codes to worry about. Simply pay as you normally would, and get instant connection.

Finance should be personal

We work with leading financial service providers across South Africa to find you personal loans and insurance that fit your pocket.

Get coverage from the best in SA with Spot insurance, powered by Hippo.

Partnering with world leaders in payments security.

Top Up Account Easily

Your Spot debit card is issued by Mastercard. It's accepted globally, meaning you aren't restricted on where you can spend.

We’ve partnered with Bidvest Bank Limited, an authorised FSP and credit provider to bring you the highest safety standards when it comes to securing your money.

Don't Just
Take Our
Word for it

Download Spot & Maximise Your Money

App Store

50K+ downloads

Google Play

100K+ downloads

AppGallery

35K+ downloads

Spot app is an offering by Spot Money SA (Pty) Ltd (2005/016196/07) in association with Bidvest Bank Ltd (2000/006478/06), an authorised FSP and credit provider.

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