R500 Cash Advance with Spot

Get R500 paid into your Spot account for unexpected expenses or to simply bridge the gap between pay checks.
To get started, download the Spot app.

Coming Soon:
Spot Buy Now, Pay Later

Get more flexibility to shop the things you love! Be among the first to receive updates when Spot BNPL becomes available!

Pay 25% Today, 75% Later!

With a Spot Cash Advance, pay your first instalment of R125, and receiveย R500 to spend on unexpected expenses or to get you through to the next pay day. Pay the final R375 in 14 days.

๐Ÿ’ก Buy prepaid electricity & keep the lights on.

๐Ÿš—ย  Fill your tank & get where you need to go!

๐Ÿ”ฅ Pay your bills on time.ย 

๐Ÿ›’ Buy essential groceries.


We’ve all been thereโ€”splitting bills, lending money to pals, or just sending a little something to your BFF for that coffee date. With $moneytag, all you need is their $moneytag or QR code to make a payment ๐ŸŽ‰


Instant, Simple.

Get R500 instantly to spend anywhere. Pay R125 now, the rest in 2 weeks.

No Credit Score Impact

Getting a Spot Cash Advance doesn’t impact your credit score, when you pay on time.

Trusted, Secure.

Spot is PCI compliant, a global standard in payment security so your funds are safe.

R500 at your fingertips! Shop today, pay later.

Because adulting should come with perks. ๐Ÿ’ธ

Simplify payments with $moneytag โ€“ just search & pay, hassle-free, without sharing personal info or banking details.

Pay using a Spot debit card.

Get a Mastercard-powered Spot debit card linked to your Cash Advance to spend anywhere you like.ย ๐Ÿ’ณ

Or spend instantly with a virtual card, for safe & secure online online shopping.

Get Paid

Share your $moneytag with friends, family, and all your favourite people. Boom! They’re ready to send you some moolah! ๐Ÿ’ธ๐Ÿค

Got a side gig or freelance hustle? Share it with clients and customers, and watch the payments roll in without any hassles.


A buy now, pay later offering.


Split your purchases

We've made it simple to split your purchases into equal instalments over time.


No credit score impact

Instant approval & no impact on your credit score. Experience fee freedom when you pay on time. Interest? Never.


Spend anywhere

After instant approval, you can spend the cash anywhere you want.

Be the first to know when it becomes available

Be The First To Know

Get Paid.
Get Spot.

Get Paid.
Get Spot.

Download Spot & Maximise Your Money.

App Store

50K+ downloads

Google Play

100K+ downloads


35K+ downloads

Spot app is an offering by Spot Money SA (Pty) Ltd (2005/016196/07) in association with Bidvest Bank Ltd (2000/006478/06), an authorised FSP and credit provider.

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