Pay with Spot to

pay friends or family pay for a fresh cut give the best gift of all - cash

Pay with Spot to pay your part of the dinner bill help someone in an emergency pay for a fresh cut take care of rent pay friends or family give the best gift of all - cash

Pay & get paid with $moneytag

$moneytag is your unique account identifier allowing you to get paid, or pay, by another Spot user without the fuss of sharing contact numbers or bank account details.

Whether you're paying a colleague for that much-needed coffee fix or a friend for those concert tickets, $moneytag has got your back.

Pay with your debit card

Get your Spot debit card and spend the money in your Spot account anywhere Mastercard is accepted.

❌ Zero transaction fees when you tap.
📲 Free airtime for every shop.
💳 Virtual cards for added security.

Pay a beneficiary

Settle monthly or one-time payments without breaking a sweat. Once added to your Spot account, your beneficiary's details will be there whenever you need to pay them again.

Deposit salary

Share your Spot bank account details with your payroll or HR department and get your salary paid directly into your Spot account!

Make EFT payments

Settle monthly or one-time payments without breaking a sweat. Once added to your Spot account, your beneficiary's details will be there whenever you need to pay them again.

Deposit salary

Share your Spot bank account details with your payroll or HR department and get your salary paid directly into your Spot account!

Pay anyway you want

Go ahead and pay however you like - scan a QR code or tap with your Android phone for super easy transactions!

It's as simple as a high-five and totally hassle-free, giving you more time to enjoy the good stuff!

Download Spot & Maximise Your Money.

Download Spot & Maximise Your Money.

App Store

50K+ downloads

Google Play

100K+ downloads

AppGallery

35K+ downloads

Don't just take our word for it

This app is a marvel to use. Does exactly what it says it does.

Second to none!!!
Sonwabiso
Spot Money is AMAZING ❤️ Transferring money in seconds... Tapping and swiping with no bank charges at all. Absolutely loving it!
Chevron
Great app, but even better service! Well done to doing what no other banking service has managed to achieve, you have really raised the bar.
Busisiwe

All Your Questions - Answered.

Not the answers you're looking for?

You can now send money to other Spot users anywhere, without knowing their mobile number or bank details.

To find another Spot user:

  1. Log into your app and tap ‘Spot a friend’ on the home page.
  2. Search for their $moneytag in the search bar.
  3. Choose how much you’d like to send and from which account you’d like to pay from.

Alternatively, you can scan their $moneytag QR code:

  1. Log into your app and tap ‘Spot a friend’ on the home page.
  2. Tap the QR code icon in the top right-hand corner & scan their QR code.
  3. Choose how much you’d like to send and from which account you’d like to pay from.

Step 1:

  1. Sign in to your Spot app.
  2. Tap the Cards icon at the bottom of your screen.
  3.  Tap on Order your card. You’ll be prompted to select where you want your card to be delivered and enter the delivery address. Please make sure you fill in all the fields to complete your order.
  4. Once you’ve entered your delivery information, tap Send and your card application will be sent to us. 

Heads up. It may take up to 5 working days for your card to be delivered but it’s usually much quicker than that.  

Step 2: 

Once your card is delivered, it’s time to activate it! 

  1. Sign in to your Spot app.
  2. Tap Cards at the bottom of your app screen.
  3.  Select Track or link card.
  4. Select Activate Card Now.
  5. Choose which account to link your card to and enter the 18 digit number and expiration date found at the back of the card and click Next.
  6. We’ll send you an OTP. Enter it and hit Next.
  7. Create a secure secret PIN for your card (remember not to share it with anyone) and your card’s now ready to use. 

A virtual card is exactly like a physical plastic card and comes complete with a card number, expiry date, and CVV. You can use your virtual card to safely shop online and sign up for online subscriptions.

How do I create a virtual card?

First things first, your virtual card is always linked to an account. So in order to get a new card, you have to create a new account. Ready?

  1. Sign in to your Spot app.
  2. On the home screen, swipe until you get to the Add new account screen.
  3. Got it? Great! Choose a name for your new account (the name will be for your virtual card).
  4. Click Save, give the app a few seconds to do its magic and ta-da, you have a new virtual card. 

Tap and pay is an easy way to make quick and convenient contactless payments. All you need is the Spot app and an Android device.  

Have your Android NFC-enabled device handy? Great, make sure you have the latest version of the app, then follows these steps. 

 

To activate tap to pay (linked to Primary account).

1. Open your Spot app.

2. Do you see Tap to pay on your home screen? Tap it.

3. Tap Yes to confirm and activate tap to pay.

4. It may take about 60 seconds to activate.

5. Tap Yes, to set Spot as your default payment method

5. Tap Pay Now and if you want to purchase something or, tap Okay to go back to your home screen. 

Spot app is an offering by Spot Money SA (Pty) Ltd (2005/016196/07) in association with Bidvest Bank Ltd (2000/006478/06), an authorised FSP and credit provider.

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