Banking Needs
A Rebrand.

A modern solution to modern financial problems.
Helping you maximise your money.

Banking For All

Every person, regardless of net worth, should be treated fairly by a bank that wants them to succeed.

We mean every person.

We exist to improve your personal and financial well-being. Making your daily life easier and more rewarding by maximising your money.

We Believe...

How We Make Money

We don’t charge many fees. So how do we keep the lights on?

Every time you use your Spot Money debit card, the merchant pays us a small percentage of the transaction.

We also make money from our partners when you take advantage of their offers. To get to where we are now, we’ve raised funds from investors who believe in our mission to help everyone improve their financial life.

Download Spot & Maximise Your Money

App Store

50K+ downloads

Google Play

100K+ downloads


35K+ downloads

Spot app is an offering by Spot Money SA (Pty) Ltd (2005/016196/07) in association with Bidvest Bank Ltd (2000/006478/06), an authorised FSP and credit provider.

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