The only money app you’ll ever need.
The only money app you’ll ever need.
Digital accounts with no monthly fees. Scan any QR code to pay and securely shop online with virtual cards. Find personalised offers in SA’s first open banking marketplace – and more.
Grab your ID and sign up from your sofa.
Digital accounts with no monthly fees. Scan any QR code to pay and securely shop online with virtual cards. Find personalised offers in SA’s first open banking marketplace – and more.
Grab your ID and sign up from your sofa.

Why you’ll love your Spot app.
Purchase airtime and data bundles from any network in SA – fee free.


Welcome to SA’s first open banking marketplace.
Life’s too short to spend it hustling for personalised loans, insurance, and lifestyle offers, so we built an open banking marketplace that does it for you.
- Get personal loans from leading providers based on your credit score.
- Get car insurance and life or funeral cover quotes in a click.




Contactless payments without the fees and fuss.
- Tap to pay with your Spot card and buy stuff anywhere, everywhere. Order a Spot card in your app.
- If you have an Android NFC-enabled device, activate Tap to Pay and use your mobile to make contactless payments.



One app scans them all.
- Scan any QR code to pay at participating stores – Masterpass, SnapScan, Zapper.
- Use your virtual cards to securely shop online at any retailer in South Africa.





Signing up is easy as pie.

