The only money app you’ll ever need.
The only money app you’ll ever need.
Digital accounts with no monthly fees. Scan any QR code to pay and securely shop online with virtual cards. Find personalised offers in SA’s first open banking marketplace – and more.
Grab your ID and sign up from your sofa.
Digital accounts with no monthly fees. Scan any QR code to pay and securely shop online with virtual cards. Find personalised offers in SA’s first open banking marketplace – and more.
Grab your ID and sign up from your sofa.
Why you’ll love your Spot app.
Purchase airtime and data bundles from any network in SA – fee free.
Welcome to SA’s first open banking marketplace.
Life’s too short to spend it hustling for personalised loans, insurance, and lifestyle offers, so we built an open banking marketplace that does it for you.
- Get personal loans from leading providers based on your credit score.
- Get car insurance and life or funeral cover quotes in a click.
Contactless payments without the fees and fuss.
- Tap to pay with your Spot card and buy stuff anywhere, everywhere. Order a Spot card in your app.
- If you have an Android NFC-enabled device, activate Tap to Pay and use your mobile to make contactless payments.
One app scans them all.
- Scan any QR code to pay at participating stores – Masterpass, SnapScan, Zapper.
- Use your virtual cards to securely shop online at any retailer in South Africa.
If lunch was on you, a cash request, split equally or differently, makes it easier to get your money back.
Social payments
Top-up
Top-up with EFT, Ozow Instant EFT or deposit your salary into your Spot account and enjoy no monthly account fees, no card fees and no debit orders.
Safe & Secure
From FICA verification to freezing your cards with a tap, Spot is safe and secure. Just make sure you have your ID handy when signing up.
SPOT CARD
No QR code? No problem. Get minted. Order your Spot card in your app and tap to pay all day with unlimited free payments. Oh, and your first card is free, too.
SPOT CARD
No QR code? No problem. Get minted. Order your Spot card in your app and tap to pay all day with unlimited free payments. Oh, and your first card is free, too.
Top-up
Top-up with EFT, Ozow Instant EFT or deposit your salary into your Spot account and enjoy no monthly account fees, no card fees and no debit orders.
SAFE & SECURE
From FICA verification to freezing your cards with a tap, Spot is safe and secure. Just make sure you have your ID handy when signing up.
SOCIAL PAYMENTS
bills, not
your friendships.
If lunch was on you, a cash request, split equally or differently, makes it easier to get your money back.
Safe & Secure
From FICA verification to freezing your cards with a tap, Spot is safe and secure. Just make sure you have your ID handy when signing up.
Social payments
If lunch was on you, a cash request, split equally or differently, makes it easier to get your money back.
SPOT CARD
No QR code? No problem. Get minted. Order your Spot card in your app and tap to pay all day with unlimited free payments. Oh, and your first card is free, too.
Top-up
Top-up with EFT, Ozow Instant EFT or deposit your salary into your Spot account and enjoy no monthly account fees, no card fees and no debit orders.
Signing up is easy as pie.
Experience a better way to manage your money.
We don’t mess around when it comes to your money.
To keep you safe, we need you to digitally verify your account in line with FICA (Financial Intelligence Centre Act). Grab your ID, passport or driver's license when you’re ready to sign up.
