Living without debt is great – who actually wants to take on debt? A lot of people, it turns out. While we generally do our best to avoid debt (which is the right thing to do) we actually need to take on a bit of debt to achieve important life goals like owning a house!
Risk. We dabble in it every day without realising it. Every time you leave your house, get in your car, catch a flight, chew on peanuts, you’re taking a risk. It’s an unavoidable part of life for all of us and, for the most part, we take it on because the benefits outweigh the risks.
Let’s face it, there are many things we’d rather be doing in our spare time instead of budgeting. It’s not very fun, no matter how old you are. But it’s necessary and, if you do it right, can change your life in the best way.
