With a few weeks to go before Black Friday 2022, retailers in South Africa are gearing up for a big weekend, kicking off the annual festive shopping season. Black Friday traditionally runs from 25 November, but major retailers like Game, Shoprite and Woolworths are already letting slip what shoppers can expect on the day.
Spot Money helps you tick off your to-do list so you can start ticking off that bucket list, and it all starts with making sure your money travels with you. So whether you’re planning on travelling abroad or if your wanderlust is steering you towards making some international purchases – we’ve got it covered.
Real talk: There’s no quick fix for getting out of debt. For most consumers, it’s an ever-present expense that they factor into every financial decision. In 2022, average consumers in South Africa need to spend around 63% of their take-home pay to service their debt. Here’s everything you need to know about Dave Ramsey’s Snowball method and how it can help you pay off your debt more efficiently.
If you walk into the mall with a plan to buy diapers and baby formula only to return home with a new pair of bedroom slippers, an SUV you can’t afford, and sweets and chocolates to survive an apocalypse – this blog post is for you.
Picture this – you wake up and get your monthly payment reminder from your bank or credit provider on your phone – and the amount you owe is less than what you owed last month. Win! But why exactly are you being charged less for your loan repayments?
If you’re currently in debt – don’t fret. There are ways to get your debt under control and regain financial freedom, but it will take consistent work and commitment. Read on to discover how you can master your debt, regardless of your financial situation.
Getting rich when you’re not a Kardashian might seem like mission impossible. Especially when it seems like those who’ve tapped into the millions have either inherited it or traded Bitcoin a couple of times on the stock exchange.
We’ve all felt that bittersweet feeling when the bank notifies us that money’s been deposited into our account. The month has been longer than the money and now, finally, you can breathe a sigh of relief.
Good debt sounds like an oxymoron doesn’t it? Like, when did debt become a good thing? Especially when almost every financial expert we’ve heard has taught that the first step to getting rich was annihilating all forms of debt. Quickly and without remorse.
