Shop Anywhere with your RCS Store Card

Transfer funds to Spot and get the freedom and convenience to shop absolutely anywhere!

Unlimited spending access

RCS customers can now maximize their RCS Store Card credit with Spot.

Spot is a FREE bank account that allows you to add funds using your RCS Store Card to shop at any store that accepts Mastercard.​

All this for mahala!

Unlimited spending access

RCS customers can now maximize their RCS Store Card credit with Spot.

Spot is a FREE bank account that allows you to add funds using your RCS Store Card to shop at any store that accepts Mastercard.​

All this for mahala!

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A new way to pay

Get instant access to your funds on Spot and spend with ease using a Spot physical or virtual debit card, online or in-store.

Plus, enjoy all that Spot has to offer – a free account that includes payments, transactional banking, rewards and a shopping marketplace – in one easy-to-use app.​

website-lifestyle-image-3

A new way to pay

Get instant access to your funds on Spot and spend with ease using a Spot physical or virtual debit card, online or in-store.

Plus, enjoy all that Spot has to offer – a free account that includes payments, transactional banking, rewards and a shopping marketplace – in one easy-to-use app.​

Spot is the ultimate money app

Say goodbye to monthly account fees

We believe in free banking.

Free Airtime Rewards for every shop

Get up to 10% back in free airtime when you shop with Spot.

Easy Payments with $moneytag

Share your $moneytag to get paid. No numbers or bank info needed!

No sneaky transaction fees

Spend with the Spot app or debit card without extra charges.

Spot is the ultimate money app

Say goodbye to monthly account fees

We believe in free banking.

Free Airtime Rewards for every shop

Get up to 10% back in free airtime when you shop with Spot.

Easy Payments with $moneytag

Share your $moneytag to get paid. No numbers or bank info needed!

No sneaky transaction fees

Spend with the Spot app or debit card without extra charges.

Download Spot & Maximise Your RCS Store Card Credit

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App Store

50K+ downloads

Google Play

100K+ downloads

Google Play

100K+ downloads

AppGallery

35K+ downloads

AppGallery

35K+ downloads

Don't just take our word for it

Don't just take our word for it

This app is a marvel to use. Does exactly what it says it does.

Second to none!!!
Sonwabiso
Spot Money is AMAZING ❤️ Transferring money in seconds... Tapping and swiping with no bank charges at all. Absolutely loving it!
Chevron
Great app, but even better service! Well done to doing what no other banking service has managed to achieve, you have really raised the bar.
Busisiwe

All Your Questions - Answered.

Not the answers you're looking for?

Currently, RCS cardholders can only shop and spend at stores that are part of RCS’s retail network. The good news is that Spot has partnered with RCS to allow its customers to shop anywhere, anytime by adding money to their Spot account. This gives RCS customers unlimited spending access to any store, not just with RCS retail partners.  

Once you’ve added money to your Spot account using your RCS card, the funds will be loaded to your Spot Primary account giving you instant access to your cash. You can use your loaded Spot card to shop anywhere, in-store and/or online. 

If you have an RCS store card, you can easily add money to your Spot account by following these steps:

  1. Sign into your Spot app.
  2. Tap the Add Money button on your home screen.
  3. Select RCS Card on the options provided.
  4. Enter the amount you’d like to add and hit Next.
  5. Enter your CVV numbers (the 3 numbers on the back of your RCS card).
  6. Tap Top-up and enter your 3D-Secure code.
  7. You’ll see a success screen as soon as the transaction has been processed successfully and the funds will be automatically loaded to your Spot account. 

Adding money to your Spot account using your RCS card is absolutely free.

Spot app is an offering by Spot Money SA (Pty) Ltd (2005/016196/07) in association with Bidvest Bank Ltd (2000/006478/06), an authorised FSP and credit provider.

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