Get Spot

We’ll hustle for loans so you don’t have to.

We work with leading financial service providers to find you personal loans that fit your pocket, not theirs. Need a loan for R1 000 or R300 000? We’re on it.

Spot Money Safe secure personal loans

The lowdown on loans.

Wondering if a loan is for you? We’ve been there. Here’s what you need to know:

Repayment periods vary from 1 to 84 months (that’s 7 years max).

Interest rates are based on your credit score. High score? Low rates.

The sooner you repay your loan, the less interest you’ll pay.

What’s in it for us?

What’s in it for us?

Let’s set the scene. You’ve just bought a house, it’s perfect, except for the kitchen cupboards. They’re all kinds of gross. But between the bank fees and living costs, you’re broke.

You need a loan. You Google ‘mega affordable loans’. You find us and we find you a bunch of your best offers.

You select the loan that suits you and whoever that’s with, well, they pay us – think of it as a finder’s fee. Easy.

Spend more time living and less time banking.

With Spot, you can scan any QR code to pay at participating stores, safely shop online with virtual cards, and get personalised loans, insurance, and cashback offers. All in your app. In seconds. Yeeeah.

Spend more time living and less time banking.

With Spot, you can scan any QR code to pay at participating stores, safely shop online with virtual cards, and get personalised loans, insurance, and cashback offers. All in your app. In seconds. Yeeeah.

Get Spot

Enter your mobile number and we'll SMS you the download link.

    © Copyright Spot Money SA (Pty) Ltd 2021